‘Is my wife a princess?’: This NJ man is frustrated that his wife refuses to work — says he wants to get the mortgage ‘off his back’ and retire early. The Ramsey Show had a stunning reply

Giving up paid work to raise children is a complex decision. But considering a return to the workforce after the kids reach adulthood could be even more challenging. That’s the situation for a husband from New Jersey who wrote into The Ramsey Show seeking advice.

Barry said his wife isn’t keen on working again after raising four children to adulthood. He’s not sure how he feels about this. “Is she a princess for not wanting to go back to work?” he asked, “Or do I just need to suck it up and change my attitude?”

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Co-host Rachel Cruze had a clear answer: “I think he needs an attitude change,” she said. “I don’t think she’s being a princess.”

However, co-host Ken Coleman wanted to dig deeper to see if there were more ways for the couple to handle the dilemma.

The rapidly evolving workforce

Roughly 26% of moms stay at home to care for their children, according to Pew Research’s analysis of population surveys. Most Americans might be aware of the challenges that come with giving up employment to raise kids, but the difficulties of going back to work after decades out of the labor market are sometimes overlooked.

The job market is rapidly evolving. Barry says his wife has been focused on the kids for roughly 20 years, which is plenty of time for her prior work experience to be potentially out of sync with the current market.

She might also face some age discrimination. Sixty-four percent of workers aged 40 and older say they have either seen or experienced age discrimination in the workplace in recent years, according to a survey by AARP. Barry and his wife are both in their 50s, so this could be another hurdle.

Meanwhile, a survey from job portal Indeed found that 73% of women re-entering the workforce reported encountering biases in the hiring process due to their former status as a stay-at-home mom.

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Facing these challenges may have been unavoidable if the couple faced financial pressure, but Barry claims that isn’t the issue. He earns $125,000 a year, and the couple’s net worth is over $1.6 million. They’ve used Dave Ramsey’s ‘baby steps technique’ to eliminate nearly all their debt. They only have an outstanding mortgage of $80,000 on a house that is worth $700,000.

“We’re doing well,” Barry admitted. “Our lives and our marriage are great.” However, he believes additional income would help them pay off the mortgage sooner and help him retire early.

The co-hosts remained unconvinced.

Cruze and Coleman’s advice

“If they had two car payments and $15,000 of credit card debt, she has to get back to work,” Cruze said. But the couple clearly isn’t in this position. “[Barry’s wife] worked hard with the kids… he’s doing fine financially… she’s 50-plus years old; she’s enjoying her life.”

Cruze recommends the couple have an honest conversation about their expectations and strike a balance between his desire to retire early and her lifestyle expectations. This would also help the couple resolve any lingering resentment that may be building and harming their marriage.

“If you’re asking us twice… ‘Is she a princess?’” Coleman said to Barry, “that tells me you are feeling some resentment toward her that’s got to get fixed.”