12 Beautiful Places Around the World You Can Live for Less Than $1,500 a Month
14 min read
Finding beautiful and affordable places to live for under $1500 a month can be a real challenge in the USA, with rents rising astronomically in certain desirable places. But it’s certainly possible to find something reasonable internationally! Here are 12 diverse and beautiful options scattered across the globe, each offering unique charm, culture, and affordability.
Disclaimer: This post was written for informative purposes only. It was not intended as a substitute for professional guidance.
Considering Moving Overseas
One of the greatest benefits of living overseas is the opportunity to enrich your lifestyle while dramatically reducing your cost of living.
The USA has become unaffordable for half of all renters and homeowners, especially in many popular and major states like Florida, NY, California, Hawaii, Massachusetts and others. And this is only expected to get worse for retirees or those on the lower income spectrum.
In many cases, you could decrease your monthly expenses, perhaps significantly, simply by relocating to a new country.
Depending where in the world you choose to retire, you could enjoy big savings on housing, entertainment, meals, medical bills, household help, clothing and other expenses. There are many tempting locales in parts of Europe, Latin America and Asia where you can live large on a small budget.
12 Places to Live Affordably in the World
1. Chiang Mai, Thailand:
Immerse yourself in the rich culture and stunning mountains of Northern Thailand, where ancient traditions blend seamlessly with modern comforts.
Chiang Mai boasts vibrant temples, delicious street food, and affordable apartments starting around $400 monthly, making it a favorite destination for expats, digital nomads, and retirees alike. The city’s low cost of living, warm hospitality, and relaxed pace of life offer an unparalleled quality of life.
Beyond its affordability, Chiang Mai is a hub for creativity and wellness, with a thriving community of artists, entrepreneurs, and wellness enthusiasts. You’ll find yoga retreats, meditation centers, and co-working spaces scattered throughout the city, creating a unique blend of spirituality and modern innovation.
Outdoor lovers can explore the lush jungles, waterfalls, and elephant sanctuaries just outside the city, while foodies can indulge in authentic Northern Thai cuisine, from fragrant Khao Soi to sizzling street-side satay. With a cooler climate than Bangkok, stunning festivals like Yi Peng (Lantern Festival), and a welcoming expat community, Chiang Mai is the perfect place to live, work, and explore.
2. Oaxaca, Mexico:
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Discover the vibrant city of Oaxaca, renowned for its colonial architecture, bustling markets, and world-class mezcal. This cultural gem in southern Mexico offers a rich artistic heritage, a thriving food scene, and some of the country’s most breathtaking landscapes, making it a dream destination for expats, digital nomads, and travelers alike.
Rent a charming casita in the historic center for less than $900 a month, and wake up to the sounds of street musicians, colorful markets, and the aroma of freshly made tlayudas and tamales. Oaxaca is famous for its deep-rooted traditions, from its annual Guelaguetza festival showcasing indigenous dance and music to its Day of the Dead celebrations, which transform the city into a mesmerizing spectacle of candles, marigolds, and altars honoring loved ones.
Beyond the city, explore ancient Zapotec ruins like Monte Albán, wander through artisan villages known for pottery, weaving, and alebrijes, or take a trip to the petrified waterfalls of Hierve el Agua, where mineral-rich waters create surreal rock formations and stunning natural infinity pools.
With its affordable cost of living, friendly local community, and vibrant cultural life, Oaxaca offers a perfect balance of relaxation, adventure, and creativity, making it an ideal place to live, work, or retire.
3. Mendoza, Argentina
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Explore the hilly streets and colorful facades of Mendoza, Argentina, a city that blends rich history, breathtaking landscapes, and world-class wine culture.
This historic city offers incredible nightlife, a delicious selection of wines and wineries, and apartments for rent around $1,000 monthly, making it an affordable yet luxurious destination for expats and travelers. Known as the wine capital of Argentina, Mendoza is home to some of the finest Malbec vineyards in the world, where you can tour stunning wineries, enjoy gourmet tastings, and soak in panoramic views of the Andes Mountains.
Beyond its wine culture, Mendoza is a paradise for outdoor enthusiasts. From hiking and horseback riding in the foothills of the Andes to white-water rafting and skiing in the winter, adventure is always within reach. The city’s European-style plazas, tree-lined streets, and charming cafés add to its laid-back yet sophisticated atmosphere.
With affordable dining, a welcoming local culture, and a cost of living much lower than in North America or Europe, Mendoza is a hidden gem for those seeking a high-quality lifestyle in an enchanting South American setting.
4. Medellin, Colombia:
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Medellin has undergone a remarkable transformation and now offers vibrant nightlife, beautiful parks, and a modern metro system.
Find spacious apartments for under $700 a month.
Medellín has undergone a remarkable transformation and now offers vibrant nightlife, beautiful parks, and a modern metro system, making it one of the most dynamic cities in Latin America. Known as the “City of Eternal Spring” due to its year-round pleasant climate, Medellín attracts expats, digital nomads, and retirees looking for an affordable yet high-quality lifestyle.
Find spacious apartments for under $700 a month, often with stunning views of the lush green mountains that surround the city. The cost of living is significantly lower than in the U.S. or Europe, with affordable dining, reliable public transportation, and excellent healthcare. The city is home to trendy cafes, co-working spaces, and cultural hotspots, making it a prime location for remote workers and entrepreneurs.
Beyond its urban appeal, Medellín is a gateway to outdoor adventures, from hiking in the Andes to exploring nearby pueblos like Guatapé with its colorful streets and famous rock formation. With its welcoming locals, thriving arts scene, and modern infrastructure, Medellín is no longer just a place to visit—it’s a place to call home.
5. Bali, Indonesia:
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Escape to the tropical paradise of Bali, with its stunning beaches, lush rice paddies, delicious food and friendly locals. Rent a traditional bungalow near the beach for around $500 monthly.
Indonesia is a popular destination for expats for many reasons, including:
- Cost of living: The cost of living in Indonesia is generally lower than in many Western countries, allowing expats to live comfortably. A single person can expect to spend between $600 and $1,000 per month, depending on their lifestyle and location.
- Natural beauty: Indonesia has stunning natural beauty, including beaches, jungles, volcanoes, and rice terraces.
- Warm climate: Indonesia has a tropical climate with year-round sunshine, which is great for outdoor activities.
- Cultural experiences: Indonesia has a rich cultural tapestry with diverse ethnic groups, traditions, art, theater, dance, music, rituals, handicrafts, and architecture.
- Expat community: Indonesia has a thriving expat community.
- Job opportunities: Indonesia has diverse job opportunities.
- Housing: Housing is easy to find and afford in Indonesia.
- Learning the language: While only about average in terms of how easy it is to live in Indonesia without speaking the local language, 73% of expats say it is easy to learn.
However, expats should be aware that Indonesia’s healthcare system is at the bottom end of developed world healthcare systems. While a universal healthcare system was implemented in 2014, many Indonesians still rely on private health cover. International health insurance is a requirement for securing a work visa and is recommended for expats to access the widest range of medical services.
Also read>>>20 Best and Safest Places for Women to Travel Solo Internationally (msn.com)
6. Huanchaco, Peru:
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Long known to the surfing world, Huanchaco is located on the north coast of Peru just a few minutes north of the large metropolis of Trujillo (population 878,000). This small beach town is off the very beaten tourist track further south.
A single person can easily live on less than $1,000 per month…and still eat out almost every day. A couple would have money left over on a budget of $1,500. That would provide you with a two to three-bedroom furnished apartment (possibly with a sea view), national healthcare, cell phone plans, and more food than you can eat.
There are many benefits to living in Peru as an expat, including:
- Low cost of living: Peru is one of the least expensive countries to retire in and has low taxes and inexpensive daily living expenses.
- Affordable healthcare: Private healthcare in Peru is generally more affordable than in the US.
- Diverse geography: Peru has a range of climates, from coastal beaches to mountains and rainforests.
- Friendly people: Peruvians are generally regarded as being welcoming and friendly to foreigners.
- Easy to become a resident: It’s relatively easy to obtain a long term resident visa in Peru.
- Culture: Peru has a long history, with famous sites like Machu Picchu and the Incan Coricancha.
- Food: Peru has fantastic food.
- Buy property: Foreigners can buy property in Peru.
Some other things to consider about living in Peru as an expat include:
- Public transportation: Peru is a developing country and public transportation is limited.
- Taxes: All expatriates are subject to Peruvian individual income taxes, which are calculated using a progressive scale.
- Vaccinations: The WHO requires foreign nationals to get vaccinated for certain illnesses before entering Peru, including hepatitis A & B, typhoid, yellow fever, and rabies.
7. Valencia, Spain:
Immerse yourself in the lively Mediterranean atmosphere of Valencia, known for its oranges, culture, incredible paella, and futuristic City of Arts and Sciences. Find well-located apartments for under $800 a month.
Valencia, Spain is a popular destination for expats, and there are many benefits to living there, including:
- Quality of life: Valencia has been ranked as one of the best cities in the world for expats to live in, and topped InterNations’ 2022 Quality of Life survey.
- Cost of living: Spain’s living costs are lower than many Western European countries, and Valencia is no exception. Property prices are affordable, and there are housing options for all budgets.
- Healthcare: Spain has a comprehensive healthcare system, and if you’re working and living in Spain, you have free access to healthcare.
- Public transportation: Expats in Valencia appreciate the affordability of public transportation.
- Safety: Valencia is considered a very safe city, with a low crime rate.
- Expat community: Valencia has a thriving expat community.
- Climate: Valencia has a gorgeous Spanish climate.
- Nature: Valencia has beautiful nature.
- Activities: There’s always something to do in Valencia
8. Tbilisi, Georgia:
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Discover the unique blend of European and Asian influences in Tbilisi, Georgia. The city boasts stunning architecture, delicious cuisine, and warm hospitality. Rent cozy apartments in the historic center for less than $500 a month.
Tbilisi, Georgia has many benefits for expats, including:
- Low cost of living: The cost of living in Tbilisi is relatively low, especially compared to Paris.
- Tax benefits: Expats can take advantage of tax benefits from living abroad.
- Western-style amenities: Tbilisi has many western-style amenities.
- Expat community: Tbilisi has a welcoming, inclusive, and diverse expat community.
- Activities: Tbilisi has many activities, including visiting religious monuments, the Georgian National Museum, and the Narikala Fortress.
- Weather: Tbilisi has a pleasant warm summer and snow in the mountains during the winter.
- Meetups: There are many expat meetups and events on Facebook.
- Hospitality: Locals are known for their hospitality and may invite you to their homes.
Some other benefits of living in Tbilisi include: Easy to find people to meet, English is visible in food packages and restaurant menus, Interesting events, and Great community.
However, some say that everyday life in Tbilisi can be disorganized, and that traffic and air pollution are major issues. Healthcare facilities are available, but they are below U.S. standards. Outside of major cities, medical facilities are limited.
Is Georgia Safe? Common Concerns & Safety Tips for Tourists (wander-lush.org)
9. Panama City, Panama:
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In central Panama City where expats typically live, an average one-bedroom apartment’s rent starts from $600 to $1000 per month, while a two-bedroom apartment costs between $800 to $1500 per month. Outside of the city, rents drop significantly; a one-bedroom apartment may start at $300 per month.
Living in Panama City as an expat offers benefits like a lower cost of living, favorable tax laws where income earned outside Panama is not taxed, a high quality of life with access to amenities, a safe environment, a large expat community, beautiful landscapes, and easy access to residency options through visas like the Pensionado visa; making it an attractive location for retirees and digital nomads alike.
Key benefits:
- Tax advantages:
- Panama has a tax-friendly system where income earned outside the country is not taxed, making it appealing for expats looking to minimize their tax burden.
- Low cost of living:
- Compared to many developed countries, Panama City offers a relatively lower cost of living on everyday expenses like food, housing, and transportation.
- Pleasant climate:
- Panama enjoys a tropical climate with warm temperatures year-round, ideal for those seeking a sunny lifestyle.
- Safety:
- Panama is considered one of the safest countries in Central America, with a stable political environment.
- Easy residency options:
- Obtaining a residency permit, especially through the Pensionado visa, is relatively straightforward for retirees and can come with additional benefits like discounts on services.
- Large expat community:
- Panama City has a substantial community of expats, which can provide support, social connections, and a familiar environment.
- Business opportunities:
- Panama City is a business hub with a favorable environment for entrepreneurs and investors, especially in the financial sector.
- Access to amenities:
- Panama City offers a good mix of modern amenities and natural beauty, with access to beaches, restaurants, healthcare facilities, and cultural attractions.
- Language considerations:
- While Spanish is the official language, English is widely spoken in tourist areas and business communities.
Explore the bustling streets, experience the vibrant street food scene and soak up the rich culture.
10. San Miguel de Allende, Mexico:
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Live the expat dream in San Miguel de Allende, known for its colonial charm, vibrant art scene, and delicious food. Find spacious apartments in the historic center for around $800 a month.
Living in San Miguel de Allende as an expat offers benefits like a charming colonial setting, a vibrant arts scene, a large expat community, affordable cost of living, pleasant weather, delicious food, a low crime rate, and easy access to cultural events and festivals, all within a beautiful historic cityscape recognized as a UNESCO World Heritage site; making it a highly desirable location for expats seeking a rich cultural experience with a comfortable lifestyle.
Key benefits:
- Beautiful architecture and scenery:
- The city boasts stunning colonial architecture with cobblestone streets, colorful buildings, and grand churches, creating a picturesque environment.
- Thriving arts scene:
- San Miguel de Allende is a hub for artists, with numerous galleries, workshops, and artisan markets offering a rich cultural experience.
- Large expat community:
- A significant number of expats already live in San Miguel, providing a ready network and a sense of belonging.
- Affordable cost of living:
- Compared to many other expat destinations, San Miguel de Allende offers a lower cost of living, allowing for a comfortable lifestyle.
- Pleasant climate:
- The city enjoys a temperate climate with mild temperatures year-round, making it ideal for outdoor activities.
- Delicious cuisine:
- A diverse culinary scene with both traditional Mexican food and international options, providing a variety of dining experiences.
- Cultural events and festivals:
- Throughout the year, San Miguel hosts various festivals and celebrations, immersing residents in local traditions.
- Safety:
- Generally considered a safe city with a low crime rate, allowing for a relaxed lifestyle.
- Accessibility:
- Convenient access to major cities in Mexico and the United States for travel and visiting family.
- Healthcare options:
- Availability of good quality healthcare facilities at a relatively affordable cost
11. Puerto Rico:
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Puerto Rico remains a territory of the United States, exercising substantial internal self-government, but subordinated to the U.S. Constitution in areas such as foreign affairs or defense. For this reason, it is not considered to be a full-fledged associated state under either international or U.S. domestic law.
Enjoy the Caribbean island life in Puerto Rico, with its stunning beaches, lush rainforests, and friendly locals. Explore the vibrant city of San Juan or find beachside bungalows for under $1000 a month.
There are many benefits to living in Puerto Rico as an expat, including:
- Tax benefits
- Puerto Rico offers tax advantages for US citizens and other nations, including:
- Income tax: The income tax rate in Puerto Rico is 4%.
- Dividend income: Dividend income is not taxed in Puerto Rico.
- Capital gains: There are no taxes on capital gains in Puerto Rico.
- Real estate: There is a 100% exemption from Puerto Rico income taxes on interest and dividends, and on all capital gains generated after becoming a resident.
- Cost of living
- The cost of living in Puerto Rico is lower than in many parts of the United States.
- Climate and natural beauty
- Puerto Rico is a tropical Caribbean island with a beautiful landscape and 270 miles of coastline.
- Culture
- Puerto Rican culture is a mix of Spanish, African, and indigenous influences.
- Schools and healthcare
- Puerto Rico has top-tier schools and expanding quality healthcare options.
- Expat community
- There are many ways to connect with like-minded expats, including online and in-person events.
- Activities
- Puerto Rico is a big tourist destination with many activities, including shopping, restaurants, beaches, and festivals
12. Da Nang, Vietnam:
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Da Nang offers a mix of beautiful beaches, stunning mountains, and modern infrastructure. Escape the crowds and find spacious apartments for under $500 a month.
Living in Da Nang, Vietnam as an expat offers a high quality of life with benefits like a pleasant climate, stunning natural beauty, affordable cost of living, friendly locals, access to excellent healthcare and international schools, a vibrant expat community, and a relaxed lifestyle compared to larger cities like Ho Chi Minh or Hanoi; making it a highly attractive place to reside in Vietnam.
Key benefits of living in Da Nang as an expat:
- Beautiful natural environment:
- Pristine beaches, nearby mountains, and lush landscapes provide ample opportunities for outdoor activities.
- Pleasant climate:
- Da Nang enjoys a tropical climate with moderate temperatures year-round, ideal for enjoying outdoor activities.
- Affordable cost of living:
- Compared to other major cities, Da Nang offers a significantly lower cost of living on housing, food, and transportation.
- Friendly locals:
- Vietnamese people in Da Nang are generally welcoming and friendly towards foreigners.
- Good infrastructure and amenities:
- The city boasts modern infrastructure, including good quality healthcare facilities, international schools, and a range of shopping and dining options.
- Vibrant expat community:
- Da Nang has a sizable expat community, making it easier to connect with other foreigners.
- Relaxed lifestyle:
- Compared to bustling cities, Da Nang offers a more laid-back pace of life.
- Cultural experiences:
- Explore the rich Vietnamese culture through local markets, festivals, and historical sites.
- Easy access to travel:
- Da Nang is well-connected by air and land, making it convenient to explore other parts of Vietnam
More options for expats for less than $1500 per month:
- Chitré, Panama.
- Corozal, Belize.
- Pattaya, Thailand.
- Sanlúcar de Barrameda, Spain.
- George Town, Malaysia.
- Cuenca, Ecuador.
- Popoli, Italy.
- Carmen Del Playa, Mexico
- Da Lat, Vietnam.
- Puerto Plata, Dominican Republic.
Conclusion
Remember: While these options offer affordability, costs can vary depending on location, size, amenities and family size. Be sure to research thoroughly and factor in additional expenses like utilities and transportation.
Bonus tip: Consider checking websites like Nomad List, Traveling with Kristin, International Living, Conde Naste and Expatistan for detailed cost of living comparisons and community insights to help you choose the perfect affordable and beautiful place to call home.
I hope this helps you find your ideal paradise!
Follow me for more insights, selfcare tips, trends and awesome ways to thrive in life!
Next read>>>10 Most Dangerous Countries for Solo Women Travelers in the World
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