11 Safest Places to Retire Abroad That Cost Less Than $2,000 a Month
5 min read
Retirement is a time to explore new horizons, and for many, that means finding a safe, welcoming place to settle down.
Whether you dream of European charm, tropical beaches, or vibrant city life, numerous destinations offer safety and quality of life worldwide.
Here, we explore the eleven safest places to retire abroad, each offering unique benefits for retirees seeking adventure and tranquility.
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1. Portugal
Why It’s Safe: Portugal consistently ranks as one of the safest countries in the world, thanks to its low crime rates and stable political environment.
The locals are friendly, and the healthcare system is highly rated.
💰Average Monthly Cost: For a single person, the average monthly cost is approximately €661 ($712) without rent. For a couple, it can range from €2,333 to €2,798 ($2,514 to $3,000).
Highlights:
- Lisbon and Porto: These vibrant cities offer a mix of historic charm and modern amenities.
- Algarve: Known for its stunning beaches and golf courses, it’s a favorite among retirees.
- Cost of Living: Relatively low compared to other Western European countries.
2. Spain
Why It’s Safe: Spain’s well-maintained infrastructure, efficient healthcare system, and low crime rates make it an attractive destination for retirees.
The relaxed lifestyle and warm climate are added bonuses.
💰 Average Monthly Cost: The cost for a single person averages around €1,800 ($1,950) without rent, while a couple’s cost of living ranges from €2,500 to €3,000 ($2,750 to $3,300).
Highlights:
- Barcelona and Madrid: Cultural hubs with world-class museums, restaurants, and shopping.
- Costa del Sol: Famous for its beautiful coastline and pleasant weather.
- Social Life: A lively social scene with numerous expat communities.
3. Mexico
Why It’s Safe: While Mexico has regions with higher crime rates, many areas are very safe for retirees, particularly in expat-friendly cities like Mérida and San Miguel de Allende.
The country offers affordable living and excellent healthcare options.
💰Average Monthly Cost: A single person can live comfortably on around $1,200 to $1,500; a couple can expect to spend about $2,000 to $2,500 per month without rent.
Highlights:
- Mérida and San Miguel de Allende: Known for their safety, vibrant culture, and friendly expat communities.
- Healthcare: High-quality and affordable medical services.
- Cost of Living: Significantly lower than in many Western countries.
4. Japan
Why It’s Safe: Japan boasts one of the lowest crime rates in the world.
Its efficient public transportation system, excellent healthcare, and high standard of living are major draws for retirees.
💰 Average Monthly Cost: Living in Japan can be expensive. For a single person, the cost is around ¥200,000 ($1,500) per month.
For a couple, it’s approximately ¥350,000 ($2,700) without rent.
Highlights:
- Tokyo and Kyoto: These cities blend tradition with modernity, offering a unique cultural experience.
- Healthcare: High-quality and affordable healthcare system.
- Nature: Beautiful landscapes, from cherry blossoms to serene mountains.
5. New Zealand
Why It’s Safe: Known for its stunning natural beauty and low crime rates, New Zealand offers a peaceful environment for retirees.
The healthcare system is robust, and the people are known for their friendliness.
💰 Average Monthly Cost: A single person can expect to spend around NZD 2,000 ($1,200), and a couple around NZD 3,500 ($2,100) per month without rent.
Highlights:
- Auckland and Wellington: These cities blend urban living and access to nature.
- Outdoor Activities: Perfect for those who love hiking, fishing, and exploring.
- Community: A strong sense of community and many opportunities to engage in social activities.
6. Malaysia
Why It’s Safe: Malaysia offers a high standard of living at a relatively low cost. The country is known for its safety, excellent healthcare, and welcoming locals.
💰 Average Monthly Cost: A single person can live comfortably on about $1,200 to $1,500, while a couple can expect to spend around $2,000 to $2,500 monthly.
Highlights:
- Kuala Lumpur and Penang: Cities with modern amenities and diverse cultures.
- Healthcare: High-quality and affordable medical services.
- Cost of Living: Low compared to Western countries.
7. Nicaragua
Why It’s Safe: Nicaragua is becoming a safe and affordable retirement destination. Cities like Granada offer a peaceful lifestyle, colonial charm, and a low cost of living.
💰 Average Monthly Cost: A single person can live comfortably on about $1,000 to $1,200 monthly, and a couple can expect to spend around $1,500 to $2,000.
Highlights:
- Granada: Known for its colonial architecture and friendly community.
- Healthcare: Affordable and adequate medical services.
- Cost of Living: Very low compared to many other countries.
8. Panama
Why it’s Safe: Panama is known for its political stability, low crime rates, and excellent healthcare system.
The country’s diverse landscapes and welcoming expat community make it an attractive retirement destination.
💰 Average Monthly Cost: The average monthly cost for a single person is about $1,200 to $1,500; for a couple, it’s around $2,000 to $2,500.
Highlights:
- Panama City: Offers a mix of modern amenities and vibrant culture.
- Boquete: Known for its scenic beauty and pleasant climate.
- Cost of Living: Affordable compared to many Western countries, especially outside the capital city
9. Vietnam
Why It’s Safe: Vietnam offers a low cost of living, a rich culture, and a welcoming environment for retirees.
Cities like Da Nang and Hoi An are known for their safety and growing expat communities.
💰 Average Monthly Cost: A single person can live comfortably on about $1,000 to $1,200 monthly, while a couple can expect to spend around $1,500 to $2,000.
Highlights:
- Da Nang and Hoi An: Known for their beautiful beaches and cultural heritage.
- Healthcare: Affordable and improving medical services.
- Cost of Living: One of the lowest in Southeast Asia.
10. Bulgaria
Why it’s Safe: Bulgaria offers a low cost of living, a rich cultural history, and stunning natural landscapes.
The country has been gaining popularity among retirees for its affordability and safety.
💰 Average Monthly Cost: The average monthly cost for a single person is about BGN 1,149 ($635) without rent. For a couple, it ranges from BGN 2,000 to BGN 2,500 ($1,150 to $1,430).
Highlights:
- Sofia and Plovdiv: Known for their historical sites and modern amenities.
- Nature: Beautiful mountains, beaches, and countryside.
- Cost of Living: One of the lowest in Europe.
11. Costa Rica
Why it’s Safe: Costa Rica is known for its stable democracy, low crime rates, and excellent healthcare system.
The welcoming locals and diverse natural beauty make it a perfect retirement destination.
💰 Average Monthly Cost: The average monthly cost for a single person is about $1,500; for a couple, it’s around $2,500 (without rent).
Highlights:
- San José: The capital offers modern amenities and cultural experiences.
- Nature: Rainforests, beaches, and national parks provide endless exploration opportunities.
- Cost of Living: Affordable compared to many Western countries.
Retiring Abroad? Final Thoughts On The Safest Countries Worldwide
Retiring abroad can be an exciting and fulfilling adventure. These ten destinations offer a safe and welcoming environment and unique cultural and natural attractions.
Whether you prefer the European charm of Portugal and Spain, the serene beauty of New Zealand, or the tropical allure of Costa Rica, there’s a perfect place for everyone.
Remember to consider factors like healthcare, cost of living, and community when deciding, and you’re sure to find a retirement destination that suits your needs and lifestyle.
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